CnC Realty

$900,000

1355 Loch Lomond Drive

Cardiff By The Sea, CA 92007

Active

3

Beds

2

Baths

1,040

Sq. Ft.

1964

Year Built

San Diego

County

SingleFamilyResidence

Property Type

About this home

3-bedroom, 2-bathroom single-family fixer in Ocean Crest Estates, Cardiff-by-the-Sea, within the City of Encinitas. Built in 1964, this 1,040 sq ft home sits on an approximately 6,500 sq ft lot and is offered as-is. The property requires extensive renovation, including the kitchen, bathrooms, and major systems. This is a substantial renovation opportunity for buyers prepared to evaluate the property's condition and scope of work. The home is being sold in its present condition, and buyers should conduct appropriate inspections and due diligence. An attached 2-car garage and 2-car driveway provide off-street parking and storage options. The yard may offer potential for an accessory dwelling unit (ADU), subject to City of Encinitas requirements, site conditions, and approvals. No HOA. Located in the Ocean Crest Estates neighborhood of Cardiff-by-the-Sea, the property offers access to the coastal amenities of North County San Diego, including beaches, shopping, dining, and everyday services. The location combines an established residential setting with an opportunity to renovate an existing home in Cardiff. For investors, renovators, or buyers planning a full remodel, this property offers a defined starting point. Buyers should verify square footage, lot dimensions, property condition, potential improvements, and all applicable permitting requirements.

Listed by Kim Ward · DRE #01218310 · Horizon Real Estate
MLS #1194019808
ListedOct 28, 2026

Property Details

Architecture

Stories1
StyleN/A
Total UnitsN/A
RoofComposition
Garage Spaces2
PoolN/A
SpaN/A

Features & Amenities

Interior FeaturesN/A
Exterior FeaturesN/A
FlooringN/A
CoolingNone
HeatingNone, See Remarks
FireplaceN/A
LaundryNone
Parking FeaturesDriveway
Parking Total4
Patio & PorchN/A
Entry LevelN/A
Entry LocationN/A
Common WallsN/A

Property Features

Lot SizeN/A
Lot FeaturesN/A
ViewN/A
DirectionsCross Street: Ocean Crest Road.

Community

Area92007 - Cardiff By The Sea
School DistrictN/A

Tax & Financial

TermsCash, Conventional
Land LeaseNo
HOA NameN/A
HOA FeeN/A

Request a Tour

Mortgage Estimate

$4,790/mo

20% down · 7% APR · 30-yr fixed

Estimate only. Does not include taxes, insurance, or HOA.

CRMLSLast updated: November 4, 2026 at 8:00 PM

The multiple listing data appearing on this website is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. All listing data, including but not limited to square footage and lot size, is believed to be accurate but is not guaranteed by the listing Agent, listing Broker, or CRMLS. Buyers are responsible for verifying the accuracy of all information and should independently investigate the data or retain appropriate professionals prior to making any decisions. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information herein may or may not have been the Listing and/or Selling Agent. Properties may or may not be listed by the office/agent presenting the information. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed.