CnC Realty
1 / 77

$3,950,000

20 Plover Circle

Watsonville, CA 95076

Active

4

Beds

3

Baths

2,015

Sq. Ft.

1980

Year Built

Santa Cruz

County

SingleFamilyResidence

Property Type

About this home

Where modern luxury meets the sea. Designed for effortless indoor/outdoor living, this home captures panoramic ocean views from Santa Cruz to the Monterey Peninsula. Sweeping ocean vistas fill the expansive deck, chef's kitchen, living room and luxurious top-floor primary suite, where a private balcony, sitting area and full bay window create a spectacular retreat. Wake to dolphins, whales and seabirds, unwind to the sound of waves, or take your morning meetings with the Pacific as your backdrop. Recently transformed by a nearly $2M renovation, this 4-bedroom, 2.5-bath home is in truly like-new condition, combining privacy, impeccable quality, high-end design and generous living space. A private walkway leads directly to a sandy beach, just steps from the ocean- perfect for long walks and endless play. Set within a gated community with pickleball/tennis courts, basketball courts and an on-site fire station. The home also enjoys the rare advantage of being oceanfront without the high-risk flood zone designation. With the potential for short-term rental income without the waitlist, this an opportunity to generate revenue when not in use. Just over an hour from Silicon Valley, this is more than a 2nd home- its an escape to an extraordinary way of life, at the edge of the Pacific.

Listed by Amy Kroeger · DRE #02161640 · Christie's International Real Estate Sereno
MLS #1193423895
ListedOct 19, 2026

Property Details

Architecture

Stories3
StyleContemporary
Total UnitsN/A
RoofOther
Garage Spaces0
PoolN/A
SpaN/A

Features & Amenities

Interior FeaturesN/A
Exterior FeaturesN/A
FlooringTile, Wood
CoolingNone
HeatingN/A
FireplaceN/A
LaundryN/A
Parking FeaturesN/A
Parking Total0
Patio & PorchDeck
Entry LevelN/A
Entry LocationN/A
Common WallsNo Common Walls

Property Features

Lot Size0.32 ac
Lot FeaturesN/A
ViewBay, Mountains, Ocean, Water
DirectionsW Beach Rd to the end then left into Pajaro Dunes Gate House, and check in with security. Continue to Rio Boca Rd. Rt at Rio Boca, then right at Plover Cir. Cross Street: Rio Boca Rd.

Community

Area699 - Not Defined
School DistrictOther

Tax & Financial

TermsN/A
Land LeaseN/A
HOA NamePajaro Dunes Association
HOA Fee$1, 945 / Quarterly

Request a Tour

Mortgage Estimate

$21,024/mo

20% down · 7% APR · 30-yr fixed

Estimate only. Does not include taxes, insurance, or HOA.

CRMLSLast updated: October 21, 2026 at 8:15 PM

The multiple listing data appearing on this website is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. All listing data, including but not limited to square footage and lot size, is believed to be accurate but is not guaranteed by the listing Agent, listing Broker, or CRMLS. Buyers are responsible for verifying the accuracy of all information and should independently investigate the data or retain appropriate professionals prior to making any decisions. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information herein may or may not have been the Listing and/or Selling Agent. Properties may or may not be listed by the office/agent presenting the information. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed.