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$1,389,000

4026 Charles St

La Mesa, CA 91941

Active

Beds

Baths

1,970

Sq. Ft.

1946

Year Built

San Diego

County

SingleFamilyResidence

Property Type

About this home

Listed for less than recent appraisal! A rare opportunity to own two fully detached, single-story homes on one lot—each w/ 3 bedrooms and 2 bathrooms. 4028 Charles is an ADU built in 2025. The other, 4026 Charles, is recently renovated w/ quality upgrades throughout. Both homes are completely standalone, offering total privacy w/ no shared walls and no shared utilities (except water). Each unit features: Private entrances, Private yards, Private parking, In-unit laundry, Central HVAC, Separate SDGE meters, & Separate trash pickup. With strong rental demand in the area, this is a rare setup that gives you options for house hacking, multi-generational living, or a pure investment play. 4026 Charles Street – 1,037 Sq Ft (Recently Renovated) 3 Bedroom, 2 Bathroom – Open-concept, chef’s kitchen, SS appliances, & tons of upgrades. 4028 Charles Street (933 sq. ft.) 3 Bed/2 Bath – 2025 New Construction & Fully Permitted - Modern, open-concept floor plan, SS appliances, primary bedroom with en-suite bath, Full-size laundry and utility room, private & low-maintenance yard. Don't let this one slip!

Listed by Derek Harms · DRE #01903223 · Compass

MLS #1193028883

ListedOct 14, 2026

Property Details

Architecture

Stories1

StyleN/A

Total UnitsN/A

RoofShingle

Garage Spaces1

PoolN/A

SpaN/A

Features & Amenities

Interior FeaturesN/A

Exterior FeaturesN/A

FlooringN/A

CoolingCentral Air

HeatingForced Air, Natural Gas

FireplaceN/A

LaundryIn Garage, See Remarks

Parking FeaturesDriveway

Parking Total5

Patio & PorchN/A

Entry LevelN/A

Entry LocationN/A

Common WallsN/A

Property Features

Lot Size0.14 ac

Lot FeaturesN/A

ViewN/A

DirectionsVia the I-8 E. Follow I-8 E to Alvarado Rd in La Mesa. Take exit 11 from I-8 E. Merge onto I-8 E. Use the 2nd from the right lane to take exit 11 toward 70th Street/Lake Murray Blvd. Take 70th St to Charles St. Use the middle lane to turn right onto Alvarado Rd. Use the left 2 lanes to turn left onto 70th St. Continue straight onto Lois St. Turn left onto Stuart Ave. Turn right onto Charles St. Destination will be on the right Cross Street: Hoffman Avenue.

Community

Area91941 - La Mesa

School DistrictN/A

Tax & Financial

TermsCash, Conventional, FHA, Va Loan

Land LeaseNo

HOA NameN/A

HOA FeeN/A

Request a Tour

Mortgage Estimate

$7,393/mo

20% down · 7% APR · 30-yr fixed

Purchase PriceDown Payment: 20%Interest Rate: 7%

Estimate only. Does not include taxes, insurance, or HOA.

Last updated: October 21, 2026 at 3:45 PM

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