CnC Realty
1 / 44

$1,195,000

547 El Monte Road

El Cajon, CA 92029

Active

4

Beds

3

Baths

2,353

Sq. Ft.

1952

Year Built

San Diego

County

SingleFamilyResidence

Property Type

About this home

Discover the perfect blend of versatility, income potential, and long-term value with this unique property featuring a 2-bedroom, 1-bathroom main residence and a fully permitted, recently renovated ADU offering 2 bedrooms, 2 full bathrooms, plus a bonus office currently utilized as a third bedroom. Situated on an expansive 8,134 sq. ft. lot, this property presents an outstanding opportunity for the sophisticated investor seeking to expand their portfolio with a flexible income-producing asset or the prospective homeowner looking to offset monthly housing expenses with supplemental rental income. The additional living space also offers excellent potential for multigenerational living, extended family, or guests. With a generous lot offering room to personalize and enhance, this property combines flexibility with attractive long-term potential. Whether you're a first-time buyer looking to build equity while generating supplemental income or a experienced investor seeking your next strategic acquisition, this El Cajon property offers a compelling opportunity to make your real estate goals a reality.

Listed by Kelly Parnell · DRE #02180898 · Ace Mortgage Professionals
MLS #1192769593
ListedSep 16, 2026

Property Details

Architecture

Stories1
StyleN/A
Total UnitsN/A
RoofN/A
Garage Spaces1
PoolN/A
SpaN/A

Features & Amenities

Interior FeaturesN/A
Exterior FeaturesN/A
FlooringN/A
CoolingCentral Air
HeatingN/A
FireplaceNone
LaundryElectric Dryer Hookup, Gas Dryer Hookup
Parking FeaturesN/A
Parking Total1
Patio & PorchN/A
Entry Level1
Entry Location547 El Monte
Common WallsNo Common Walls

Property Features

Lot Size0.19 ac
Lot FeaturesFront Yard, Yard
ViewNone
Directions1-8 East toward el Centro exit Main Street left onto W Main St right onto El Monte Rd

Community

Area92020 - El Cajon
School DistrictGrossmont Union

Tax & Financial

TermsCash, Conventional, FHA, Va Loan
Land LeaseNo
HOA NameN/A
HOA FeeN/A

Request a Tour

Mortgage Estimate

$6,360/mo

20% down · 7% APR · 30-yr fixed

Estimate only. Does not include taxes, insurance, or HOA.

CRMLSLast updated: October 21, 2026 at 3:00 PM

The multiple listing data appearing on this website is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. All listing data, including but not limited to square footage and lot size, is believed to be accurate but is not guaranteed by the listing Agent, listing Broker, or CRMLS. Buyers are responsible for verifying the accuracy of all information and should independently investigate the data or retain appropriate professionals prior to making any decisions. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information herein may or may not have been the Listing and/or Selling Agent. Properties may or may not be listed by the office/agent presenting the information. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed.