CnC Realty
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$2,798,000

2326 Oxford Ave

Cardiff By The Sea, CA 92007

Active

3

Beds

3

Baths

2,157

Sq. Ft.

1993

Year Built

San Diego

County

Duplex

Property Type

About this home

The first thing you notice is the ocean. The second is just how much of it you can see! Perched above the Cardiff coastline, this distinctive tri-level home captures a sweeping panorama of the Pacific from the moment you walk through the front door. The main living level makes the most of its remarkable setting. A vaulted great room wrapped in windows & French doors opens to an ocean-view terrace, while the kitchen is open to and overlooks the great room. A gas cooktop, double wall ovens, panel-front Sub-Zero refrigerator, farmhouse sink & granite counters add function & character, with custom built-ins bringing warmth to the room. One level down, the primary suite feels like its own retreat, with a private terrace draped in flowering vines & a beautifully appointed bath with a deep soaking tub, walk-in glass shower with mosaic pebble floor, & double vanity. Even the tucked-away reading nook looks out to the Pacific. The lower level adds another dimension to the home, with two bedrooms, a full bath, its own entrance, a full laundry room, garage access and a secluded walled courtyard garden. Its separation from the main living areas creates unusual flexibility for guests, extended family, work-from-home space or simply additional bedrooms. The street-level garage has been converted into a versatile finished space that can function as an optional 4th bedroom, home office, studio or flex space. A garage remains on the lower level, with the option to retain the current configuration or convert the upper space back to a garage. Distinctive, versatile, and unmistakably Cardiff.

Listed by Eva Meier · DRE #01238749 · Coldwell Banker Realty
MLS #1192710147
ListedOct 19, 2026

Property Details

Architecture

Stories3
StyleN/A
Total UnitsN/A
RoofN/A
Garage Spaces2
PoolN/A
SpaN/A

Features & Amenities

Interior FeaturesBedroom On Main Level
Exterior FeaturesN/A
FlooringN/A
CoolingNone
HeatingForced Air, Natural Gas
FireplaceLiving Room
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Laundry Room
Parking FeaturesConverted Garage
Parking Total2
Patio & PorchN/A
Entry Level3
Entry LocationN/A
Common WallsOne Common Wall

Property Features

Lot Size0.06 ac
Lot FeaturesN/A
ViewOcean, Panoramic
DirectionsWest side of Oxford, south of Norfolk. Cross Street: Norfolk.

Community

Area92007 - Cardiff By The Sea
School DistrictN/A

Tax & Financial

TermsCash, Conventional
Land LeaseNo
HOA NameN/A
HOA FeeN/A

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Mortgage Estimate

$14,892/mo

20% down · 7% APR · 30-yr fixed

Estimate only. Does not include taxes, insurance, or HOA.

CRMLSLast updated: October 21, 2026 at 6:30 PM

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