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$869,000

431 Capitola Avenue

Capitola, CA 95010

Active

Beds

Baths

880

Sq. Ft.

1922

Year Built

Santa Cruz

County

SingleFamilyResidence

Property Type

About this home

3 Blocks to the beach and Esplanade, in the heart of Capitola Village listed at $869,000- you cannot find a vacant lot in Capitola village for this low price--OHHHH THE POSSIBILITIES! This is a 3 bedroom (records reflect 2 bedrooms), 2 bath home with off-street parking- hard to come by! 1 bedroom downstairs and 2 bedrooms upstairs- the smaller of the 2 would be perfect for a nursery or a home office! This charming 104 year old home is zoned mixed use, nicely updated bathrooms, updated plumbing & dual pane windows. Home was previously divided into two units- the possibilities are endless, definitely a perfect home for shared living- rent one level and live in the other! Put your personal touches on this one and enjoy living in one of the greatest locations in California! Step out the front door and the choices are endless: 2 doors down-Avenue Cafe; Up the street-Gayles Bakery; Down the street-the Beach and Village - Don't hesitate on this one it is cute as a button!

Listed by Tyanne Scaletti · DRE #01336421 · Bailey Properties

MLS #1191658404

ListedSep 29, 2026

Property Details

Architecture

Stories2

StyleN/A

Total UnitsN/A

RoofFlat

Garage Spaces0

PoolN/A

SpaN/A

Features & Amenities

Interior FeaturesBreakfast Bar

Exterior FeaturesN/A

FlooringLaminate, Tile

CoolingN/A

HeatingWall Furnace

FireplaceN/A

LaundryN/A

Parking FeaturesOff Street

Parking Total0

Patio & PorchN/A

Entry LevelN/A

Entry LocationN/A

Common WallsNo Common Walls

Property Features

Lot Size0.02 ac

Lot FeaturesZero Lot Line

ViewNeighborhood

DirectionsFrom Highway 1 take Bay Street/Capitola exit; From north hang a right off exit, from the south take a left off the exit- take Bay Street to the intersection w/Capitola Ave, hang a right onto Capitola Ave, your new home is 2 blocks down on your right! Cross Street: Riverview

Community

Area699 - Not Defined

School DistrictOther

Tax & Financial

TermsN/A

Land LeaseN/A

HOA NameN/A

HOA FeeN/A

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Mortgage Estimate

$4,625/mo

20% down · 7% APR · 30-yr fixed

Purchase PriceDown Payment: 20%Interest Rate: 7%

Estimate only. Does not include taxes, insurance, or HOA.

Last updated: October 21, 2026 at 4:00 PM

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