CnC Realty
1 / 57

$4,199,000

98 N. Ocean Ave

Cayucos, CA 93430

Active

San Luis Obispo

County

MixedUse

Property Type

About this home

A beloved downtown business is staying in Cayucos and moving locations. So, now’s your chance! Whether you’ve been dreaming about opening your first BUSINESS or you’re ready to give an established business a new coastal destination, this is the kind of WORK/LIVE OPPORTUNITY that rarely comes along. Discover a rare mixed-use gem along iconic Ocean Avenue in Downtown Cayucos. This 5,342 sq ft, two-story property blends commercial capability with refined coastal living. The ground floor offers a substantial commercial/retail footprint enhanced by a professional-grade commercial kitchen, ideal for high-end culinary concepts or boutique retail. Ascend to the upper level to find a stylish 1-bedroom residence showcasing expansive ocean views, a chef’s kitchen, and a grand island breakfast bar that anchors the space with elegance. The additional storage wing and bathroom upstairs add valuable utility for operations or personal use. With its premier location steps from the beach and downtown, this property presents an extraordinary opportunity to secure a signature presence in a thriving coastal corridor.

Listed by Doug Adams · DRE #02239163 · Central Coast Real Estate
MLS #1191516297
ListedAug 1, 2026

Property Details

Architecture

Stories2
StyleN/A
Total UnitsN/A
RoofN/A
Garage SpacesN/A
PoolN/A
SpaN/A

Features & Amenities

Interior FeaturesN/A
Exterior FeaturesN/A
FlooringN/A
CoolingN/A
HeatingN/A
FireplaceN/A
LaundryUpper Level
Parking FeaturesN/A
Parking TotalN/A
Patio & PorchN/A
Entry Level1
Entry LocationN/A
Common WallsN/A

Property Features

Lot Size0.10 ac
Lot FeaturesCorner Lot, Landscaped
ViewN/A
DirectionsFrom the pier south on N. Ocean Ave building on the left

Community

AreaCAYU - Cayucos
School DistrictN/A

Tax & Financial

TermsCash, Conventional
Land LeaseN/A
HOA NameN/A
HOA FeeN/A

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Mortgage Estimate

$22,349/mo

20% down · 7% APR · 30-yr fixed

Estimate only. Does not include taxes, insurance, or HOA.

CRMLSLast updated: October 21, 2026 at 4:30 PM

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