CnC Realty
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$2,395,000

490 Lado De Loma Drive

Vista, CA 92083

Active

2025

Year Built

San Diego

County

ResidentialIncome

Property Type

About this home

Built in 2025 and fully occupied, 490 Lado de Loma offers four rental units, $170,160 in gross scheduled annual income, and six on-site parking spaces. Parking includes two attached one-car garages and four driveway spaces, with room for two cars in front of each garage. Street parking is also available nearby. Two spacious three-story townhome-style units each offer five bedrooms, 3.5 bathrooms, an attached garage with an electric vehicle charging outlet, mini-split heating and air conditioning, and in-unit laundry. A separate building contains two single-level units, each with two bedrooms, two bathrooms, and mini-split heating and air conditioning. Investor features include four separate electric meters, owned solar, fire sprinklers throughout, and no HOA. Two large bonus storage spaces beneath the second building are not currently reflected in the rent roll and provide additional utility and potential future opportunities. This newer construction is exempt from the statewide AB 1482 rent cap for 15 years from the applicable certificate-of-occupancy date. With all four units leased, modern systems, and six on-site parking spaces, this property offers an established income stream in Vista.

Listed by Deborah See · DRE #02003187 · eXp Realty of California, Inc.
MLS #1190947223
ListedSep 16, 2026

Property Details

Architecture

Stories3
StyleN/A
Total Units4
RoofN/A
Garage Spaces2
PoolN/A
SpaN/A

Features & Amenities

Interior FeaturesN/A
Exterior FeaturesN/A
FlooringN/A
CoolingWall Window Units
HeatingWall Furnace
FireplaceN/A
LaundryInside
Parking FeaturesN/A
Parking Total4
Patio & PorchN/A
Entry Level3
Entry Locationfront door
Common WallsOne Common Wall

Property Features

Lot Size0.21 ac
Lot FeaturesBack Yard
ViewN/A
DirectionsGPS

Community

Area92083 - Vista
School DistrictN/A

Tax & Financial

TermsCash, Conventional, Exchange1031, FHA, Va Loan
Land LeaseNo
HOA NameN/A
HOA FeeN/A

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Mortgage Estimate

$12,747/mo

20% down · 7% APR · 30-yr fixed

Estimate only. Does not include taxes, insurance, or HOA.

CRMLSLast updated: October 21, 2026 at 3:30 PM

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