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$2,099,000

419 Locust Street

Santa Cruz, CA 95060

Active

Beds

Baths

3,440

Sq. Ft.

1885

Year Built

Santa Cruz

County

SingleFamilyResidence

Property Type

About this home

Situated end of cul-de-sac on a quiet usable 1/4 acre lot with fruit trees and blossoming flowers, this versatile Victorian has been thoughtfully improved with over $150,000 in recent upgrades while retaining the appeal of its original character and architectural charm. Ideally located near the heart of Santa Cruz, 419 Locust St offers convenient access to downtown dining, coffee shops, grocery options, local shopping, and everyday services. Enjoy close proximity to neighborhood parks and the city's rich entertainment scene, with the iconic Santa Cruz Beach Boardwalk and coastline just a short drive or bike ride away. The main residence offers 4 bedrooms with a top-floor studio featuring its own kitchenette and bathroom, creating a flexible space for guests, work, or additional living arrangements. An attached 1bed/1bath 646sq ft ADU adds another layer of versatility, with separate entrance. A large rear barn provides additional space and potential, with the possibility of future ADU conversion, subject to buyer verification and permit research. With multiple living spaces, substantial recent improvements, and the distinctive character of a coveted Victorian, 419 Locust offers a rare opportunity to own a truly unique Santa Cruz property with the flexibility today's buyers seek.

Listed by Logan Andren · DRE #02002055 · Andren Homes Inc

MLS #1190593537

ListedSep 11, 2026

Property Details

Architecture

Stories3

StyleN/A

Total UnitsN/A

RoofComposition

Garage Spaces2

PoolN/A

SpaN/A

Features & Amenities

Interior FeaturesN/A

Exterior FeaturesN/A

FlooringN/A

CoolingN/A

HeatingN/A

FireplaceN/A

LaundryN/A

Parking FeaturesOff Street

Parking Total4

Patio & PorchN/A

Entry LevelN/A

Entry LocationN/A

Common WallsNo Common Walls

Property Features

Lot Size0.24 ac

Lot FeaturesN/A

ViewN/A

DirectionsCross Street: mission

Community

Area699 - Not Defined

School DistrictOther

Tax & Financial

TermsN/A

Land LeaseN/A

HOA NameN/A

HOA FeeN/A

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Mortgage Estimate

$11,172/mo

20% down · 7% APR · 30-yr fixed

Purchase PriceDown Payment: 20%Interest Rate: 7%

Estimate only. Does not include taxes, insurance, or HOA.

Last updated: October 21, 2026 at 4:30 PM

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