CnC Realty
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$4,085

169 Montana del Lago

Rancho Santa Margarita, CA 92688

Active

3

Beds

2

Baths

1,344

Sq. Ft.

1991

Year Built

Orange

County

Townhouse

Property Type

About this home

Lakefront "penthouse" townhome with views of the Saddleback mountains! Spectacular panoramic lake views, an attached side-by-side two-car garage, and a highly desirable upper-level floor plan with all bedrooms and main living areas on the top level in one of Rancho Santa Margarita’s most sought-after communities. Lakefront views from the primary suite, living room, dining area, kitchen, and balcony. The exceptional waterfront setting creates an atmosphere of serenity that enhances everyday living. Thoughtfully updated throughout, the home features a beautifully renovated contemporary primary shower, newer carpeting, fresh interior paint, upgraded lighting, a smart entry lock, Milgard windows, and a double-pane sliding glass door. The open-concept kitchen flows seamlessly into the dining and living areas, with a balcony beyond. Residents enjoy a huge, recently renovated pool, along with SAMLARC amenities including the Beach Club Lagoon, multiple pools, parks, playgrounds, sports courts, fishing, scenic walking paths, community events, summer concerts, and holiday celebrations. This highly walkable home is located near shopping, dining, parks, and trails, with a cinema, fast food, and DIY stores close by. Minutes from the toll road for an easy commute into central and north Orange County. Pets: Up to 2 small dogs, or 1 larger dog permitted, not to exceed a total of 75 lbs. No cats or exotic pets permitted. Pet deposit is per dog.

Listed by Jacline Evered · DRE #01731220 · Jacline Rae Evered, Broker
MLS #1189752633
ListedSep 1, 2026

Property Details

Architecture

Stories2
StyleMediterranean
Total UnitsN/A
RoofComposition
Garage Spaces2
PoolN/A
SpaN/A

Features & Amenities

Interior FeaturesBreakfast Bar, Built In Features, Balcony, Ceiling Fans, Granite Counters, Recessed Lighting, Storage, All Bedrooms Up
Exterior FeaturesBalcony
FlooringCarpet, Tile, Vinyl
CoolingCentral Air, Electric
HeatingCentral
FireplaceNone
LaundryWasher Hookup, Electric Dryer Hookup, Gas Dryer Hookup, Inside, Upper Level
Parking FeaturesDoor Multi, Garage
Parking Total3
Patio & PorchOpen, Patio, Balcony
Entry Level2
Entry Location1
Common WallsTwo Common Walls Or More

Property Features

Lot SizeN/A
Lot FeaturesLawn, Landscaped, Near Park, Waterfront
ViewHills, Lake, Mountains, Panoramic, Trees Woods
DirectionsGoogle Maps. Montana del Lago complex is located off Fundadores Street and Santa Margarita Parkway. Unit 169 is on the Lakefront: a "penthouse" townhouse with a 2-car side-by-side attached garage below, front-door entry on floor 1, and all living areas on the top floor (floor 2)

Community

AreaR1 - Rancho Santa Margarita North
School DistrictCapistrano Unified

Tax & Financial

TermsN/A
Land LeaseN/A
HOA NameMontana del Lago
HOA Fee$648 / Monthly

Request a Tour

Mortgage Estimate

$22/mo

20% down · 7% APR · 30-yr fixed

Estimate only. Does not include taxes, insurance, or HOA.

CRMLSLast updated: October 21, 2026 at 4:00 PM

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