CnC Realty
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$1,649,995

303 Windham Street

Santa Cruz, CA 95062

Active

1977

Year Built

Santa Cruz

County

Duplex

Property Type

About this home

Live the Santa Cruz lifestyle while enjoying the flexibility and income potential of a beautifully updated duplex in one of the area’s most desirable coastal communities. 303–305 Windham Street offers two spacious 2-bedroom residences, each with its own private yard and one-car garage, with new garage doors, creating an ideal combination of privacy, versatility and indoor-outdoor living. The 305 residence features 2 bedrooms and 1.5 baths, while 303 offers 2 bedrooms and 1 bath. Both homes have been thoughtfully refreshed with remodeled kitchens featuring new cabinetry and quartz countertops, new luxury vinyl plank flooring throughout the first floors, upgraded heating and electrical, new satin-nickel plumbing fixtures, LED lighting, and fresh interior and exterior paint. Unit 303 also features all-new dual-pane windows, while the windows in 305 were replaced approximately 10 years ago. Each unit has its own laundry room. For investors and owner-occupants alike, the numbers add to the appeal. Estimated current market rents are approximately $3,850–$4,300 per unit, offering potential combined rental income of roughly $7,700–$8,600 per month. Live in one and offset your housing costs with income from the other, accommodate extended family in their own private residence, or rent both for a potentially strong income-producing investment.* And then there’s the location. Set in Santa Cruz’s sought-after Seabright/Midtown area, you’re close to the sand and surf of Seabright State Beach, the Santa Cruz Harbor, neighborhood cafés, restaurants and shops, with the iconic Santa Cruz Beach Boardwalk and Downtown Santa Cruz also nearby. Spend mornings grabbing coffee or heading to the beach, afternoons biking along the coast or watching sailboats leave the harbor, and evenings enjoying a sunset by the water. Two homes. Two private yards. Two garages. Beautifully updated interiors. Potential gross rental income of approximately $92,000–$103,000 and the Santa Cruz coastal lifestyle just beyond your doorstep. Whether you're searching for a primary residence with substantial income potential, a multi-generational property, or an investment in one of Santa Cruz's most appealing coastal neighborhoods, 303–305 Windham Street offers a rare combination of lifestyle, flexibility and value. * Rental figures are estimates based on current market conditions and comparable rental offerings and are not guaranteed. Buyer to independently verify rental income and expenses.

Listed by Robert Cromer · DRE #01331464 · Century 21 Affiliated
MLS #1187715837
ListedAug 26, 2026

Property Details

Architecture

Stories2
StyleN/A
Total Units2
RoofN/A
Garage Spaces2
PoolN/A
SpaN/A

Features & Amenities

Interior FeaturesN/A
Exterior FeaturesN/A
FlooringN/A
CoolingN/A
HeatingN/A
FireplaceN/A
LaundryElectric Dryer Hookup, Gas Dryer Hookup
Parking FeaturesN/A
Parking Total4
Patio & PorchN/A
Entry Level1
Entry Location1
Common WallsOne Common Wall

Property Features

Lot Size0.11 ac
Lot FeaturesTwo To Five Units Acre
ViewN/A
DirectionsUse GPS Please

Community

Area699 - Not Defined
School DistrictN/A

Tax & Financial

TermsConventional, FHA, Va Loan
Land LeaseNo
HOA NameN/A
HOA FeeN/A

Request a Tour

Mortgage Estimate

$8,782/mo

20% down · 7% APR · 30-yr fixed

Estimate only. Does not include taxes, insurance, or HOA.

CRMLSLast updated: October 21, 2026 at 5:00 PM

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