CnC Realty
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$625,000

440 Main Street

Ramona, CA 92065

Active

1945

Year Built

San Diego

County

Duplex

Property Type

About this home

Duplex and Development Opportunity on Main Street! Unique investment opportunity in the heart of Ramona! This remodeled duplex sits on a spacious commercially zoned parcel with prominent Main Street frontage, while the residences are set back from the road with convenient alley access. Offering multiple possibilities, live in one unit and rent the other, lease both for income, or explore the future development potential of the property. The generous lot and commercial zoning create added flexibility for an investor, owner-user, or developer looking to maximize the property’s potential. Both units feature LVP flooring throughout, installed in 2022, with one unit offering an updated kitchen. Each unit is 1 bed and 1 bath. Each provides comfortable, low-maintenance living with off-street parking and outdoor space. Ideally located within walking distance of downtown Ramona’s restaurants, shops, services, and local businesses.

Listed by Sarah Dettmann · DRE #02001764 · Real Brokerage Technologies
MLS #1183714356
ListedAug 21, 2026

Property Details

Architecture

Stories1
StyleN/A
Total Units2
RoofN/A
Garage Spaces0
PoolN/A
SpaN/A

Features & Amenities

Interior FeaturesN/A
Exterior FeaturesN/A
FlooringN/A
CoolingWall Window Units
HeatingN/A
FireplaceN/A
LaundryNone
Parking FeaturesN/A
Parking Total0
Patio & PorchN/A
Entry Level1
Entry LocationOff Alley
Common WallsOne Common Wall

Property Features

Lot Size0.16 ac
Lot FeaturesZero To One Unit Acre, Front Yard, Level, Value In Land
ViewN/A
DirectionsLocated off the alley behind Main St. Use 5th or 4th St.

Community

Area92065 - Ramona
School DistrictN/A

Tax & Financial

TermsCash, Conventional
Land LeaseNo
HOA NameN/A
HOA FeeN/A

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Mortgage Estimate

$3,327/mo

20% down · 7% APR · 30-yr fixed

Estimate only. Does not include taxes, insurance, or HOA.

CRMLSLast updated: October 21, 2026 at 3:30 PM

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