CnC Realty
1 / 33

$849,999

1045 S Magnolia

El Cajon, CA 92020

Active

4

Beds

3

Baths

2,112

Sq. Ft.

1951

Year Built

San Diego

County

SingleFamilyResidence

Property Type

About this home

**ASSUMABLE 2.75% FHA LOAN** Welcome to 1045 S. Magnolia Ave., a spacious and energy-efficient 4-bedroom, 2.5-bath home offering 2,112 square feet of comfortable living space in El Cajon. Thoughtfully maintained and updated, this move-in-ready home combines generous living areas, energy-saving features, and a backyard with plenty of potential. Designed with efficiency in mind, the home features an owned 17-panel solar system installed in 2017 and backed by a 25-year warranty, helping reduce energy costs for years to come. Additional upgrades include three solar-powered attic ventilators, LED lighting throughout, Tex-Cote CoolWall exterior coating for added insulation and durability, and a Moen Flo Smart Water Monitor that allows you to monitor water usage, detect potential leaks, and control the system remotely. Outside, the property offers low-maintenance front landscaping along with irrigation in both the front and backyard. Recent improvements include rain gutters installed and a French drain. The spacious backyard is ready for the next owner’s vision, with room to create an outdoor entertaining area, and ADU, garden, play space, or potentially add a pool. It’s a great opportunity to customize the property and create an outdoor space that fits your lifestyle. Conveniently located in El Cajon near shopping, dining, schools, parks, and major commuter routes, 1045 S. Magnolia Ave. offers a great combination of space, efficiency, functionality, and future potential. If you’re searching for a 4-bedroom home in El Cajon with owned solar, over 2,100 square feet of living space, and a large backyard, this property deserves a closer look.

Listed by Kevin Justice · DRE #02119502 · Century 21 Affiliated
MLS #1183694001
ListedAug 21, 2026

Property Details

Architecture

Stories1
StyleN/A
Total UnitsN/A
RoofN/A
Garage Spaces1
PoolN/A
SpaN/A

Features & Amenities

Interior FeaturesWalk In Closets
Exterior FeaturesN/A
FlooringN/A
CoolingCentral Air
HeatingN/A
FireplaceLiving Room
LaundryLaundry Room
Parking FeaturesN/A
Parking Total5
Patio & PorchN/A
Entry Level1
Entry LocationFront door
Common WallsNo Common Walls

Property Features

Lot Size0.23 ac
Lot FeaturesZero To One Unit Acre, Back Yard, Front Yard, Level, Yard
ViewCity Lights, Hills, Neighborhood
DirectionsFrom Chase, turn onto S Magnolia

Community

Area92020 - El Cajon
School DistrictGrossmont Union

Tax & Financial

TermsCash, Conventional, Exchange1031, FHA, Va Loan
Land LeaseNo
HOA NameN/A
HOA FeeN/A

Request a Tour

Mortgage Estimate

$4,524/mo

20% down · 7% APR · 30-yr fixed

Estimate only. Does not include taxes, insurance, or HOA.

CRMLSLast updated: October 21, 2026 at 6:15 PM

The multiple listing data appearing on this website is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. All listing data, including but not limited to square footage and lot size, is believed to be accurate but is not guaranteed by the listing Agent, listing Broker, or CRMLS. Buyers are responsible for verifying the accuracy of all information and should independently investigate the data or retain appropriate professionals prior to making any decisions. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information herein may or may not have been the Listing and/or Selling Agent. Properties may or may not be listed by the office/agent presenting the information. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed.