CnC Realty
1 / 44

$1,199,995

118 Jessie Street

Santa Cruz, CA 95060

Active

3

Beds

2

Baths

1,468

Sq. Ft.

1976

Year Built

Santa Cruz

County

SingleFamilyResidence

Property Type

About this home

Welcome to coastal living in Santa Cruz! Located in the desirable Lower Ocean neighborhood, this inviting home offers thoughtful design, updated finishes, and easy access to beaches, parks, restaurants, and downtown. Newer hardwood floors, and quarts countertops, outside has been updated with French drains, and low maintenance landscaping. Enjoy views of the Santa Cruz Beach Boardwalk from the upper deck and peaceful greenbelt views from the downstairs bedrooms. The reverse floor plan makes the most of the homes setting, with two bedrooms and a full bath on the lower level, while the primary suite, kitchen, and main living spaces are upstairs. Vaulted ceilings and large sliding glass doors fill the upper level with natural light and open to the decks, creating an effortless connection between indoor and outdoor living. Just minutes from Seabright Beach, the Beach Boardwalk, Ocean View Park, local markets, downtown Santa Cruz, and more

Listed by James Godfrey-Thomas · DRE #02150860 · eXp Realty of California Inc
MLS #1183336082
ListedAug 20, 2026

Property Details

Architecture

Stories2
StyleN/A
Total UnitsN/A
RoofComposition
Garage Spaces2
PoolN/A
SpaN/A

Features & Amenities

Interior FeaturesBreakfast Area
Exterior FeaturesN/A
FlooringWood
CoolingNone
HeatingN/A
FireplaceN/A
LaundryIn Garage
Parking FeaturesN/A
Parking Total2
Patio & PorchN/A
Entry LevelN/A
Entry LocationN/A
Common WallsNo Common Walls

Property Features

Lot Size0.05 ac
Lot FeaturesN/A
ViewN/A
DirectionsCross Street: E. Cliff Dr

Community

Area699 - Not Defined
School DistrictOther

Tax & Financial

TermsFHA
Land LeaseN/A
HOA NameN/A
HOA FeeN/A

Request a Tour

Mortgage Estimate

$6,387/mo

20% down · 7% APR · 30-yr fixed

Estimate only. Does not include taxes, insurance, or HOA.

CRMLSLast updated: October 21, 2026 at 7:00 PM

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