CnC Realty
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$2,480,000

257 High Street

Santa Cruz, CA 95060

Active

8

Beds

4

Baths

3,978

Sq. Ft.

1953

Year Built

Santa Cruz

County

SingleFamilyResidence

Property Type

About this home

Have you ever dreamed of owning a property where you can live in 1 unit while your tenants help pay your mortgage? This rare Westside Santa Cruz 4-plex offers that opportunity. What I love most about this property is the layout. Each of the 4 units offers a spacious 2BR/1BA floor plan of approx. 950 SF. The generous layouts make everyday living feel open, comfortable, and inviting something thats hard to find in many 4-plexes. Ideally located on the UCSC bus line, youll enjoy walking to Downtown Santa Cruz via the pedestrian bridge, with easy access to restaurants, coffee shops, shopping, entertainment, West Cliff Dr., the Santa Cruz Beach Boardwalk, and nearby beaches. The property is fully occupied and currently generates approx. $195,600 in annual gross income, including laundry income. Features include on-site laundry, separate gas meters, 2 carports, 4 additional off-street parking spaces, abundant street parking, and new water heaters (2025). Whether youre looking to reduce your housing costs, create a multigenerational living opportunity, or build long-term wealth, this is a rare chance to own a home that offers both an exceptional lifestyle and income potential.

Listed by Anson Ip · DRE #01413912 · Compass
MLS #1178384428
ListedJul 27, 2026

Property Details

Architecture

Stories2
StyleN/A
Total UnitsN/A
RoofComposition, Shingle
Garage Spaces2
PoolN/A
SpaN/A

Features & Amenities

Interior FeaturesN/A
Exterior FeaturesN/A
FlooringLaminate, Tile, Wood
CoolingNone
HeatingN/A
FireplaceN/A
LaundryN/A
Parking FeaturesOff Site
Parking Total2
Patio & PorchN/A
Entry LevelN/A
Entry LocationN/A
Common WallsNo Common Walls

Property Features

Lot Size0.13 ac
Lot FeaturesN/A
ViewN/A
DirectionsCorner of Highland and High Cross Street: Highland Ave

Community

Area699 - Not Defined
School DistrictOther

Tax & Financial

TermsN/A
Land LeaseN/A
HOA NameN/A
HOA FeeN/A

Request a Tour

Mortgage Estimate

$13,200/mo

20% down · 7% APR · 30-yr fixed

Estimate only. Does not include taxes, insurance, or HOA.

CRMLSLast updated: October 21, 2026 at 7:45 PM

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