CnC Realty
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$1,674,000

364 Mccarthy Avenue

Oceano, CA 93445

Active

4

Beds

4

Baths

2,772

Sq. Ft.

2026

Year Built

San Luis Obispo

County

SingleFamilyResidence

Property Type

About this home

Luxury Coastal Living Just Minutes from Pismo Beach & Shell Beach. Built by Beach Front Builders, this brand-new custom home is located at the gateway to Pismo State Beach, just minutes from Pismo Beach, Shell Beach, downtown Arroyo Grande, and the Oceano Dunes. Eligible to be licensed as a vacation rental, it offers an outstanding opportunity as a primary residence, second home, or income-producing coastal property. Set on an oversized 4,300± sq. ft. lot with 43 feet of road frontage, one of the home's biggest advantages is something rarely found this close to the beach: generous off-street parking and a dedicated RV parking area with an RV waste connection. Whether you're bringing an RV, side-by-sides, dune toys, or looking for features that appeal to vacation renters, this setup offers exceptional flexibility. The main level features an open floor plan connecting the living room, dining area, and kitchen with wide-plank flooring, coffered ceilings with wood beam accents, recessed lighting, a gas fireplace, and two large sliders opening to the backyard patio. The kitchen includes quartz countertops, custom cabinetry, double wall ovens, a six-burner gas cooktop with pot filler, oversized island, workstation sink, and spacious butler's pantry. A private first-floor bedroom with en suite bath, an additional guest bath, and a framed shaft designed for a future elevator provide flexibility for guests, multigenerational living, or long-term accessibility. Upstairs, the family room with wet bar opens to a balcony overlooking the Oceano Lagoon and dunes. The upper level has also been thoughtfully configured to allow a portion of the space to potentially be converted into a one-bedroom, one-bath junior ADU, creating additional flexibility for extended family, guests, or multiple rental configurations. Buyer to verify feasibility, permitting, and use. The primary suite features dual walk-in closets, a private balcony, makeup vanity, soaking tub, dual sinks, and walk-in shower. Two additional bedrooms and another full bath complete the upper level. A rooftop deck offers peekaboo ocean views, coastal breezes, and panoramic dune views. Additional features include owned solar, tankless water heating, and energy-efficient heat pump HVAC. Brand-new construction, vacation rental eligibility, exceptional parking, and immediate access to Pismo State Beach and the Oceano Dunes make this one of the Central Coast's most versatile coastal properties.

Listed by Ian Chandler · DRE #01955407 · Home & Ranch Sotheby's Intl
MLS #1177703024
ListedJul 21, 2026

Property Details

Architecture

Stories3
StyleN/A
Total Units1
RoofComposition
Garage Spaces2
PoolN/A
SpaN/A

Features & Amenities

Interior FeaturesBeamed Ceilings, Wet Bar, Breakfast Bar, Balcony, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, See Remarks, Bedroom On Main Level, Entrance Foyer, Walk In Pantry, Walk In Closets
Exterior FeaturesN/A
FlooringN/A
CoolingCentral Air
HeatingCentral
FireplaceFamily Room, Gas, Living Room
LaundryInside, Laundry Room
Parking FeaturesDriveway, Garage Faces Front
Parking Total2
Patio & PorchN/A
Entry Level1
Entry LocationSide
Common WallsNo Common Walls

Property Features

Lot Size0.10 ac
Lot FeaturesRectangular Lot
ViewNeighborhood, Ocean, Peek ABoo
DirectionsFrom hwy 1 Take Pier Ave, left of Lakeside, right on Mc Carthy

Community

AreaOCNO - Oceano
School DistrictLucia Mar Unified

Tax & Financial

TermsCash, Cash To New Loan
Land LeaseNo
HOA NameN/A
HOA FeeN/A

Request a Tour

Mortgage Estimate

$8,910/mo

20% down · 7% APR · 30-yr fixed

Estimate only. Does not include taxes, insurance, or HOA.

CRMLSLast updated: October 21, 2026 at 4:30 PM

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