CnC Realty
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$255,000

490 N Civic Dr #101

Walnut Creek, CA 94596

Active

1

Beds

1

Baths

682

Sq. Ft.

1972

Year Built

Contra Costa

County

Condominium

Property Type

About this home

You Don’t Need to Buy Your Forever Home. You Need to Buy Your First Home. Now offered at $255,000 with a $5,000 seller credit toward closing costs or an interest-rate buy-down. If you've been wondering whether you can actually afford to own in Walnut Creek, this is an opportunity worth exploring. Welcome to 490 Civic Drive, Unit 101, a first-floor, one-bedroom, one-bath condo in The Keys—offering a low-maintenance path into homeownership in the heart of Walnut Creek. Your first home doesn't have to be your forever home. It just needs to be a smart first step. Instead of putting your monthly housing payment toward someone else's mortgage, homeownership gives you the opportunity to build equity and establish a foothold in a community where owning a home can feel out of reach. And now, the seller is making that first step a little easier with a $5,000 credit that can be used toward eligible closing costs or an interest-rate buy-down, giving you another way to make your purchase work within your budget. Inside, you'll find a move-in-ready home with room to make it your own. The first-floor location adds everyday convenience, while the condo lifestyle means less time and money spent worrying about exterior maintenance. And then there's The Keys. Your home comes with access to a community designed for more than just coming home—multiple swimming pools and spas, a fitness center, clubhouse, tennis courts, BBQ areas, game room, car wash area, guest parking, greenbelts, and beautifully maintained common areas. HOA services include exterior and common-area maintenance, with specific services and inclusions to be verified by buyers through HOA documents. Outside the community, you're minutes from downtown Walnut Creek, with restaurants, coffee shops, shopping, parks, BART, and major commuter routes all close by. You don't have to wait until you can afford the perfect house. You don't have to buy your forever home right now. You just need a place to start. At $255,000 with a $5,000 seller credit, this could be your opportunity to trade renting for owning—and take the first step toward building something of your own in Walnut Creek. Your first home doesn't have to be perfect. It just has to get you started.

Listed by Blessing Okere · DRE #02129616 · EXP Realty
MLS #1177089467
ListedJul 15, 2026

Property Details

Architecture

StoriesN/A
StyleContemporary
Total UnitsN/A
RoofShingle
Garage Spaces1
PoolN/A
SpaN/A

Features & Amenities

Interior FeaturesN/A
Exterior FeaturesN/A
FlooringCarpet, Stone
CoolingCentral Air
HeatingForced Air
FireplaceNone
LaundryN/A
Parking FeaturesCovered, Underground, One Space
Parking Total1
Patio & PorchN/A
Entry LevelN/A
Entry LocationN/A
Common WallsN/A

Property Features

Lot SizeN/A
Lot FeaturesN/A
ViewN/A
DirectionsCross Street: Parkside.

Community

AreaN/A
School DistrictN/A

Tax & Financial

TermsCash, Conventional, Exchange1031
Land LeaseN/A
HOA NameTHE KEYS HOA
HOA Fee$837 / Monthly

Request a Tour

Mortgage Estimate

$1,357/mo

20% down · 7% APR · 30-yr fixed

Estimate only. Does not include taxes, insurance, or HOA.

CRMLSLast updated: October 21, 2026 at 4:00 PM

The multiple listing data appearing on this website is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. All listing data, including but not limited to square footage and lot size, is believed to be accurate but is not guaranteed by the listing Agent, listing Broker, or CRMLS. Buyers are responsible for verifying the accuracy of all information and should independently investigate the data or retain appropriate professionals prior to making any decisions. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information herein may or may not have been the Listing and/or Selling Agent. Properties may or may not be listed by the office/agent presenting the information. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed.