CnC Realty
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$870,000

522 Mary Lane

El Cajon, CA 92021

Active

4

Beds

3

Baths

1,836

Sq. Ft.

2017

Year Built

San Diego

County

SingleFamilyResidence

Property Type

About this home

Welcome to this beautifully maintained newer 4-bedroom home offering a spacious and highly functional layout designed for modern living. The main living area flows into a well-appointed kitchen featuring quartz countertops, stainless steel appliances, and abundant cabinetry offering both style and practicality for everyday use and entertaining. Upstairs, there's a generous loft that provides valuable flex space that is perfect for a home office, media room, or additional living area, adding versatility to the home’s thoughtful design. The home features a comfortable and durable mix of finishes, including tile flooring in the kitchen, bathrooms, and laundry room, carpeting in the bedrooms, and vinyl flooring in the main living areas. Energy-efficient upgrades include paid-off solar, a whole-house fan, a tankless water heater, and an EV charging station in the garage, delivering meaningful long-term savings and modern convenience. A standout feature is the assumable VA loan with a below-market interest rate, offering a rare opportunity for VA-qualified buyers to secure significantly lower monthly payments. Located on a quiet cul-de-sac near shopping, parks, schools, and transportation, with easy access to downtown El Cajon and surrounding San Diego destinations.

Listed by Adepeju Sanni · DRE #02135895 · First Choice Funding & Realty
MLS #1176505572
ListedJul 5, 2026

Property Details

Architecture

Stories2
StyleN/A
Total UnitsN/A
RoofComposition
Garage Spaces2
PoolN/A
SpaN/A

Features & Amenities

Interior FeaturesN/A
Exterior FeaturesN/A
FlooringN/A
CoolingCentral Air
HeatingElectric, Forced Air, Natural Gas
FireplaceN/A
LaundryElectric Dryer Hookup, Laundry Room
Parking FeaturesDriveway
Parking Total4
Patio & PorchN/A
Entry LevelN/A
Entry LocationN/A
Common WallsN/A

Property Features

Lot SizeN/A
Lot FeaturesN/A
ViewN/A
DirectionsCross Street: Olive Street.

Community

Area92021 - El Cajon
School DistrictN/A

Tax & Financial

TermsCash, Conventional, Cal Vet Loan, FHA, Va Loan
Land LeaseNo
HOA NameMPM Realty
HOA Fee$146 / Monthly

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Mortgage Estimate

$4,631/mo

20% down · 7% APR · 30-yr fixed

Estimate only. Does not include taxes, insurance, or HOA.

CRMLSLast updated: October 21, 2026 at 6:00 PM

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