1 / 62

$695,000

187 Montana Del Lago

Rancho Santa Margarita, CA 92688

Active

Beds

Baths

1,135

Sq. Ft.

1990

Year Built

Orange

County

Condominium

Property Type

About this home

3-BEDROOM CONDO STEPS FROM THE LAKE AND THE COMMUNITY POOL/SPA!!! Soaring ceilings and abundant windows fill the home with natural light, creating an open and airy atmosphere throughout. The open-concept living and dining areas are perfect for everyday living and entertaining, featuring a cozy fireplace as the focal point. Upstairs, the spacious primary suite boasts a walk-in closet and an en-suite bathroom with soaking tub and dual sinks. Two generously sized secondary bedrooms share a full hallway bathroom, offering comfortable accommodations for family or guests. Brand-new luxury vinyl flooring runs throughout the home, providing a modern look with easy maintenance and pet-friendly durability. The kitchen offers direct access to the oversized two-car tandem garage, which includes laundry hookups and ample storage space. Residents of Montana Del Lago enjoy resort-style amenities, including the Lago Santa Margarita Beach Club, access to Rancho Santa Margarita Lake, scenic parks, playgrounds, a beautiful walk-in beach lagoon, paddle boats, dock, 4 community pools, and picnic areas. Enjoy picturesque mountain views, lakeside walking trails, nearby hiking and biking paths, and convenient access to shopping, and dining, all within one of Orange County's most desirable master-planned communities.

Listed by Samantha Dowd · DRE #01944270 · Platinum Tree Realty

MLS #1176471519

ListedJul 3, 2026

Property Details

Architecture

Stories2

StyleN/A

Total Units1

RoofN/A

Garage Spaces2

PoolN/A

SpaN/A

Features & Amenities

Interior FeaturesAll Bedrooms Up, Primary Suite, Walk In Closets

Exterior FeaturesN/A

FlooringN/A

CoolingCentral Air

HeatingN/A

FireplaceLiving Room

LaundryIn Garage

Parking FeaturesN/A

Parking Total2

Patio & PorchN/A

Entry Level1

Entry LocationLevel 1

Common WallsTwo Common Walls Or More

Property Features

Lot Size0.03 ac

Lot FeaturesN/A

ViewPool

DirectionsSanta Margarita Parkway to Avenida De La Flores to Montana Del Lago Drive Park, Walk up the stairs to the right of the pool, then turn right into Unit 187

Community

AreaR1 - Rancho Santa Margarita North

School DistrictSaddleback Valley Unified

Tax & Financial

TermsCash, Conventional, FHA, Submit, Va Loan

Land LeaseNo

HOA NameMontana Del Lago

HOA Fee$643.38 / Monthly

Request a Tour

Mortgage Estimate

$3,699/mo

20% down · 7% APR · 30-yr fixed

Purchase PriceDown Payment: 20%Interest Rate: 7%

Estimate only. Does not include taxes, insurance, or HOA.

Last updated: October 21, 2026 at 10:45 PM

The multiple listing data appearing on this website is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. All listing data, including but not limited to square footage and lot size, is believed to be accurate but is not guaranteed by the listing Agent, listing Broker, or CRMLS. Buyers are responsible for verifying the accuracy of all information and should independently investigate the data or retain appropriate professionals prior to making any decisions. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information herein may or may not have been the Listing and/or Selling Agent. Properties may or may not be listed by the office/agent presenting the information. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed.