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$895,000

470 Las Vegas Street

Morro Bay, CA 93442

Active

Beds

Baths

1,566

Sq. Ft.

1986

Year Built

San Luis Obispo

County

SingleFamilyResidence

Property Type

About this home

Rare VA assumable loan at just 3.625% interest! Qualified buyers, veteran or non-veteran, may assume the seller's existing VA loan with an approximate balance of $536,000, a rare opportunity in today's market that makes owning near the ocean more attainable than ever. Enjoy breathtaking views of iconic Morro Rock and the Pacific Ocean from this 3 bedroom, 2 bathroom coastal home offering 1,566 square feet of living space on a 4,626 square foot lot. Start your mornings with coffee on the wrap around porch and unwind in the evenings with sunset views over the ocean. Inside, the functional layout features natural light, inviting living spaces and plenty of potential to update and personalize. The backyard offers room to entertain, relax and enjoy the fresh coastal air. A rare bonus is the side yard parking area with room for an RV or boat and full hookups including water, electric and sewer. Located just minutes from the beach, restaurants and everything Morro Bay has to offer, this home is ideal as a full-time residence, weekend getaway or coastal retreat. With panoramic views, a 3.625% assumable rate and valuable RV or boat parking at the new $895,000 price, this is the Morro Bay opportunity you've been waiting for. Buyer to qualify with the lender and verify all loan assumption terms.

Listed by Mike Fletes · DRE #01917304 · Romeo Echo USA

MLS #1175013348

ListedJun 17, 2026

Property Details

Architecture

Stories2

StyleCottage

Total UnitsN/A

RoofN/A

Garage Spaces2

PoolN/A

SpaNone

Features & Amenities

Interior FeaturesCathedral Ceilings, Separate Formal Dining Room, Eat In Kitchen, Open Floorplan

Exterior FeaturesN/A

FlooringCarpet

CoolingN/A

HeatingForced Air, Fireplaces

FireplaceLiving Room

LaundryIn Garage

Parking FeaturesConcrete, Door Multi, Garage, Rv Hook Ups, Rv Potential, On Street

Parking Total2

Patio & PorchN/A

Entry LevelN/A

Entry LocationMain Level

Common WallsNo Common Walls

Property Features

Lot Size0.11 ac

Lot FeaturesBack Yard, Yard

ViewOcean, Rocks, Water

DirectionsTake CA-46 West toward Paso Robles.Merge onto US-101 South. Take CA-41 West toward Morro Bay.Continue into Morro Bay. Turn onto Main St. Turn onto Las Vegas St. Arrive at 470 Las Vegas St.

Community

AreaMRBY - Morro Bay

School DistrictN/A

Tax & Financial

TermsCash, Conventional

Land LeaseNo

HOA NameN/A

HOA FeeN/A

Request a Tour

Mortgage Estimate

$4,764/mo

20% down · 7% APR · 30-yr fixed

Purchase PriceDown Payment: 20%Interest Rate: 7%

Estimate only. Does not include taxes, insurance, or HOA.

Last updated: October 21, 2026 at 4:15 PM

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