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$4,588,000

116 Monterey Street

Santa Cruz, CA 95060

Active

Beds

Baths

2,586

Sq. Ft.

1952

Year Built

Santa Cruz

County

SingleFamilyResidence

Property Type

About this home

This Mediterranean masterpiece was entirely reimagined and 95% redone in 2007 by the current owners. The only remnant of the original home is a part of the foundation and the retro downstairs bathroom. Also added was an oversized two stall garage and a 1 bedroom, 1 bath ADU with unobstructed views of the Boardwalk, Wharf, and Monterey Bay, with a separate address of 118 Monterey Street. The owners meticulously preserved the vintage character, designing a high-end modern residence around that historic core. From the structural integrity to the lush, professional landscaping, every inch of this property has been built, lived in, and maintained to an immaculate standard.Situated just steps from West Cliff Drive and the Cowells Beach stairs, this residence caters to an active lifestyle centered around the ocean. The chef's kitchen, anchored by a Wolf range and a generous island, makes entertaining effortless. Evenings end in a private coastal oasis featuring an 8-person outdoor hot tub and a convenient outdoor shower, the essential finish to a morning surf session.The permitted 1bed /1 bath ADU sits atop a 2-car, oversized mechanic's garage and offers a proven income of $30-40k annually, or an opportunity for a family compound. Easily the best high end value in Santa Cruz County.

Listed by Craig Springbett · DRE #01145599 · Christie's International Real Estate Sereno

MLS #1168683300

ListedMay 19, 2026

Property Details

Architecture

Stories2

StyleMediterranean

Total UnitsN/A

RoofTile

Garage Spaces2

PoolN/A

SpaAbove Ground

Features & Amenities

Interior FeaturesN/A

Exterior FeaturesN/A

FlooringTile, Wood

CoolingNone

HeatingCentral

FireplaceLiving Room

LaundryN/A

Parking FeaturesCovered, Off Street

Parking Total2

Patio & PorchN/A

Entry LevelN/A

Entry LocationN/A

Common WallsNo Common Walls

Property Features

Lot Size0.17 ac

Lot FeaturesN/A

ViewBay, City Lights, Hills, Mountains, Ocean

DirectionsWest Cliff To Monterey Sreet. Right above Cowell's Beach and near the stairs leading to beach. Cross Street: 1 house off of West Cliff Drive

Community

Area699 - Not Defined

School DistrictOther

Tax & Financial

TermsN/A

Land LeaseN/A

HOA NameN/A

HOA FeeN/A

Request a Tour

Mortgage Estimate

$24,419/mo

20% down · 7% APR · 30-yr fixed

Purchase PriceDown Payment: 20%Interest Rate: 7%

Estimate only. Does not include taxes, insurance, or HOA.

Last updated: October 21, 2026 at 7:45 PM

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