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$729,000

1644 Ocean Street

Santa Cruz, CA 95060

Active

Beds

Baths

1,023

Sq. Ft.

1989

Year Built

Santa Cruz

County

Condominium

Property Type

About this home

Tucked inside a private gated community of just six residences, this beautifully maintained Santa Cruz condo feels like a hidden retreat away from the hustle and bustle, yet moments from everything that makes this area so special. Leave the car behind & enjoy easy access to many of Santa Cruz's favorite everyday conveniences by bike or nearby routes. This move-in-ready home features 2 BR/1.5 BA, soaring high ceilings, wood floors, double-pane windows, & an updated kitchen with a functional layout. Enjoy indoor-outdoor living with 2 private patios, including an enclosed courtyard ideal for relaxing, grilling, or entertaining. Additional highlights include a finished garage, in-unit laundry, a downstairs half bath, & the option to add a gas fireplace for added charm. HOA dues are just $360/month & include water & garbage, helping keep monthly ownership costs reasonable. Residents enjoy a well-maintained setting with attractive common areas, a shared firepit, and lounge area. Ideally located minutes from beaches, downtown Santa Cruz, UCSC, Costco, New Leaf Market, Trader Joe's, shopping, dining, nearby bike trails, & exceptionally convenient access to HWY 1 & 17 for commuting, this home offers an excellent opportunity to enjoy Santa Cruz living in a small, well-kept community.

Listed by Mike Bloch · DRE #01382661 · Christie's International Real Estate Sereno

MLS #1159849271

ListedMay 11, 2026

Property Details

Architecture

Stories2

StyleN/A

Total Units6

RoofComposition, Shingle

Garage Spaces1

PoolN/A

SpaN/A

Features & Amenities

Interior FeaturesN/A

Exterior FeaturesN/A

FlooringWood

CoolingNone

HeatingWall Furnace

FireplaceN/A

LaundryOutside

Parking FeaturesN/A

Parking Total1

Patio & PorchN/A

Entry LevelN/A

Entry LocationN/A

Common WallsN/A

Property Features

Lot Size0.02 ac

Lot FeaturesN/A

ViewN/A

DirectionsCross Street: Graham Hill Road

Community

Area699 - Not Defined

School DistrictOther

Tax & Financial

TermsN/A

Land LeaseN/A

HOA NameOcean Street Terrace

HOA Fee$360 / Monthly

Request a Tour

Mortgage Estimate

$3,880/mo

20% down · 7% APR · 30-yr fixed

Purchase PriceDown Payment: 20%Interest Rate: 7%

Estimate only. Does not include taxes, insurance, or HOA.

Last updated: October 21, 2026 at 10:30 PM

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