CnC Realty
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$748,000

640 Camino De La Reina #1109

San Diego, CA 92108

Active

2

Beds

3

Baths

1,479

Sq. Ft.

1995

Year Built

San Diego

County

Condominium

Property Type

About this home

Welcome to Rio del Oro, one of Mission Valley’s most central and sought-after gated communities. Tucked away in a quiet interior courtyard, Unit #1109 offers a rare 2-bedroom plus office layout that perfectly balances a peaceful retreat with immediate access to two premier malls, fine dining, and the Trolley. *Property has a VA assumable loan at a 5.125% interest rate for qualified buyers.* The main floor is designed for easy living, featuring an updated kitchen with granite counters, stainless steel appliances, and ample cabinet storage that opens to a dedicated dining area. A functional corner fireplace anchors the space between the kitchen and the living room. One of the home's standout features is the private home office, enclosed by a glass French door and fully built out with a custom desk, bookshelves, and storage drawers. From the living area, slide open the doors to an oversized private patio, where the sounds of courtyard fountains and the shade of palms create a resort-like atmosphere. Upstairs, you’ll find two spacious bedrooms, each with its own private bathroom. Both rooms offer direct access to a shared upper balcony, perfect for catching the evening breeze. Life at Rio del Oro feels like a resort, with a pool, hot tub, and gym just steps from your door. Right behind the pool area, you’ll find direct access to the San Diego River Trail, a scenic path that allows joggers and cyclists to travel all the way to Ocean Beach. HOA covers water, sewer, and trash, while the unit includes two assigned corner spots in the parking garage for extra space and easy access. It is a rare find that perfectly combines work-from-home utility with immediate access to San Diego’s best nature trails and urban amenities.

Listed by Gregory Kuchan · DRE #01977577 · Compass
MLS #1157075231
ListedApr 9, 2026

Property Details

Architecture

Stories2
StyleN/A
Total UnitsN/A
RoofCommon Roof
Garage Spaces2
PoolN/A
SpaCommunity

Features & Amenities

Interior FeaturesBalcony, Ceiling Fans, Granite Counters, Recessed Lighting
Exterior FeaturesN/A
FlooringCarpet, Laminate, Tile
CoolingElectric
HeatingElectric, Forced Air
FireplaceLiving Room
LaundryElectric Dryer Hookup
Parking FeaturesAssigned, Gated, Community Structure
Parking Total2
Patio & PorchConcrete, Patio
Entry Level1
Entry LocationN/A
Common WallsN/A

Property Features

Lot Size1.88 ac
Lot FeaturesN/A
ViewN/A
DirectionsCross Street: Camino Del Arroyo.

Community

Area92108 - Mission Valley
School DistrictN/A

Tax & Financial

TermsCash, Conventional, FHA, Va Loan
Land LeaseN/A
HOA NameRio del Oro
HOA Fee$750 / Monthly

Request a Tour

Mortgage Estimate

$3,981/mo

20% down · 7% APR · 30-yr fixed

Estimate only. Does not include taxes, insurance, or HOA.

CRMLSLast updated: October 21, 2026 at 3:00 PM

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