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$1,995,000

4480 86 Texas St

San Diego, CA 92116

Active

1925

Year Built

San Diego

County

ResidentialIncome

Property Type

About this home

Exceptional multi-family investment opportunity in the heart of University Heights. 4480–4486 Texas St features four upgraded units, including one 2BR/1BA and three 1BR/1BA residences, thoughtfully improved for long-term performance and tenant appeal. Each bungalow offers remodeled kitchens new appliances and dishwashers, remodeled baths, in-unit laundry, private fenced outdoor space, and modern conveniences throughout. Extensive improvements include new copper plumbing and PVC drains to the alley, updated HVAC systems, French drains with sump pumps, and a new roof and gutters on 4486. Exterior upgrades include fresh paint, new fencing, and private patios for all units. Additional highlights include split-system HVAC, tankless water heaters (3 units), 4486 has EV charging, and three off-street parking spaces. Ideally located near vibrant dining, shopping, and transit, this turnkey asset blends strong rental fundamentals with future upside in one of San Diego’s most desirable urban neighborhoods. Property consists of four detached bungalow-style units with strong income and significant capital improvements completed. All units are individually metered and feature in-unit laundry and private outdoor spaces. Recently updated kitchens and baths in all units. Desirable central location with walkable access to retail, dining, and transit.

Listed by Sally Schoeffel · DRE #00523223 · Compass

MLS #1156306787

ListedMar 30, 2026

Property Details

Architecture

Stories1

StyleN/A

Total Units4

RoofComposition

Garage SpacesN/A

PoolN/A

SpaNone

Features & Amenities

Interior FeaturesN/A

Exterior FeaturesN/A

FlooringN/A

CoolingSee Remarks

HeatingN/A

FireplaceN/A

LaundryN/A

Parking FeaturesN/A

Parking Total0

Patio & PorchN/A

Entry LevelN/A

Entry LocationN/A

Common WallsN/A

Property Features

Lot Size0.16 ac

Lot FeaturesN/A

ViewN/A

DirectionsTake El Cajon Blvd to Texas St. Cross Street: Monroe Ave

Community

Area92116 - Normal Heights

School DistrictN/A

Tax & Financial

TermsCash, Conventional

Land LeaseN/A

HOA NameN/A

HOA FeeN/A

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Mortgage Estimate

$10,618/mo

20% down · 7% APR · 30-yr fixed

Purchase PriceDown Payment: 20%Interest Rate: 7%

Estimate only. Does not include taxes, insurance, or HOA.

Last updated: October 21, 2026 at 8:00 PM

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