CnC Realty
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$275,000

12980 Island Dr

Clearlake Oaks, CA 95423

Under Contract

2

Beds

2

Baths

1,344

Sq. Ft.

1987

Year Built

Lake

County

ManufacturedOnLand

Property Type

About this home

Home SWEET Lake Home!!!! Skip the renovations and dive straight into the lake life! This beautifully remodeled 1,344 square-foot home located on Stubbs Island is completely move-in ready and designed for those who love the water. Complete with brand new roof and permanent foundation. Whether you’re seeking a full-time residence or a premier vacation getaway, this property offers an effortless transition to lake living on a deep canal just off the open waters of the main lake. And no HOA to contend with. Step outside to your private oasis. The expansive back deck serves as an outdoor living room, perfect for alfresco dining, sunset cocktails, or simply soaking in the serene atmosphere. Mature apricot tree for summer fruit. Experience the ultimate convenience for anglers—cast a line for trophy bass right from your own property. Whether it’s a quiet morning catch or teaching the kids to fish, the lake is literally at your doorstep. Easy to add a floating dock with a solid rock sea wall, and zip on out to the open lake. Inside, the spacious two-bedroom, two-bathroom layout is bright, clean, and ready for immediate enjoyment. The open-concept boasts vaulted ceilings in primary living area. Natural light flows from the large windows facing the water views, making the home feel even more expansive. Kitchen is complete with granite counters, cabinets and matching new appliances. Brand new flooring and paint. Primary bathroom has walk in shower, soaking tub, and double sinks. New double-pane windows giving extra insulation. A peaceful neighborhood vibe that feels worlds away from the hustle and bustle. Prime Location: You are minutes from the renowned Lake County biodynamic wineries and charming local shops of Clearlake Oaks, all while residing in one of the most scenic waterfront enclaves in Northern California. Must see, spacious, move-in-ready home where the vacation begins the moment you step onto the deck. You have a shed, but there's also room for a garage. SELLER WILL FINANCE. Seller will consider 3% in buyer concessions at closing.

Listed by Timothy Toye · DRE #01182874 · Timothy Toye and Associates
MLS #1155744415
ListedMar 21, 2026

Property Details

Architecture

Stories1
StyleN/A
Total Units1
RoofComposition
Garage Spaces0
PoolN/A
SpaNone

Features & Amenities

Interior FeaturesCeiling Fans, Separate Formal Dining Room, High Ceilings, Open Floorplan
Exterior FeaturesN/A
FlooringCarpet, Laminate
CoolingCentral Air
HeatingCentral
FireplaceNone
LaundryWasher Hookup, Inside
Parking FeaturesDriveway
Parking Total2
Patio & PorchCovered, Deck, Patio
Entry Level1
Entry Location1
Common WallsNo Common Walls

Property Features

Lot Size0.14 ac
Lot FeaturesZero To One Unit Acre
ViewCanal, Mountains, Vineyard, Water
DirectionsFrom Hwy 20, Turn on Island Dr. House in on the left.

Community

AreaLCOAK - Clearlake Oaks
School DistrictKonocti Unified

Tax & Financial

TermsCash, Cash To Existing Loan, Conventional, Exchange1031, Fha203b, FHA, Owner Will Carry, Owner May Carry
Land LeaseNo
HOA NameN/A
HOA FeeN/A

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Mortgage Estimate

$1,464/mo

20% down · 7% APR · 30-yr fixed

Estimate only. Does not include taxes, insurance, or HOA.

CRMLSLast updated: October 21, 2026 at 4:30 PM

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