CnC Realty
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$1,049,000

205 Montana Del Lago

Rancho Santa Margarita, CA 92688

Under Contract

4

Beds

3

Baths

1,603

Sq. Ft.

1998

Year Built

Orange

County

SingleFamilyResidence

Property Type

About this home

Exceptional 4-bedroom detached residence ideally situated just moments from the scenic Lake Rancho Santa Margarita. This highly desirable floor plan offers three bedrooms upstairs and a versatile downstairs bedroom—perfect for guests, a private office, or den. Light-filled and inviting, the home features soaring ceilings and an airy open-concept design. The beautifully updated kitchen showcases refreshed cabinetry, a generous center island, abundant counter space, and a spacious eat-in dining area—designed for both refined entertaining and everyday comfort. The expansive primary suite provides a relaxing retreat with dual sinks and a walk-in shower. Additional highlights include a spacious 2-car garage with freshly painted floors and extensive built-in storage. Enjoy an outstanding location with the gated lake walking path visible right from the front door, offering effortless access to trails, recreation, and the community’s natural beauty. The private backyard is ideal for outdoor living, featuring custom decking, sleek vinyl fencing, and mature trees that create a peaceful setting. Freshly painted and enhanced by abundant natural light, this move-in-ready home offers the perfect blend of comfort, style, and location. Resort-style living is right outside your door — take a dip in the community pool and spa, or stroll over to the shores of the Lake and the Beach Club Lagoon for relaxing lakeside recreation. Mercado Del Lago Center is just a short walk away, discover, dine, and indulge — all within reach. Residents enjoy access to five pools, a Beach Club and Lagoon, parks, trails, and a full calendar of community events including lakeside concerts, outdoor movies, a Fishing Derby, Craft & Garden Workshops, the Great Rancho Campout, seasonal festivals, and holiday celebrations.

Listed by Michael Walsh · DRE #01199572 · HomeSmart, Evergreen Realty
MLS #1154309244
ListedMar 4, 2026

Property Details

Architecture

Stories3
StyleMediterranean
Total Units1
RoofBarrel
Garage Spaces2
PoolN/A
SpaAssociation

Features & Amenities

Interior FeaturesCathedral Ceilings, Tile Counters, Primary Suite
Exterior FeaturesN/A
FlooringCarpet, Laminate, Stone
CoolingCentral Air
HeatingCentral
FireplaceDining Room
LaundryLaundry Closet
Parking FeaturesDirect Access, Garage
Parking Total2
Patio & PorchDeck
Entry Level1
Entry Location1
Common WallsNo Common Walls

Property Features

Lot SizeN/A
Lot FeaturesN/A
ViewNeighborhood
DirectionsSanta Margarita Parkway, left to Avenida de los Fundadores

Community

AreaR1 - Rancho Santa Margarita North
School DistrictSaddleback Valley Unified

Tax & Financial

TermsCash, Cash To New Loan, Conventional
Land LeaseNo
HOA NameCierro Del Lago HOA
HOA Fee$240 / Monthly

Request a Tour

Mortgage Estimate

$5,583/mo

20% down · 7% APR · 30-yr fixed

Estimate only. Does not include taxes, insurance, or HOA.

CRMLSLast updated: October 21, 2026 at 6:00 PM

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