CnC Realty
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$2,195,000

220 Beach Drive

Aptos, CA 95003

Active

3

Beds

2

Baths

1,295

Sq. Ft.

1955

Year Built

Santa Cruz

County

SingleFamilyResidence

Property Type

About this home

Wake up to the Pacific and fall asleep to the rhythm of the waves with sweeping ocean views from nearly every room and an immersive coastal lifestyle. Perfectly positioned directly on the sand in one of Rio Del Mar's most desirable locations, 220 Beach Dr is eligible for a vacation permit and offers strong history of consistent rental income stream to offset expenses. This remodeled 3-bed, 2-bath home blends modern comfort with effortless beachfront living. The open, light-filled floor plan features collapsible sliding glass doors that create seamless indoor-outdoor flow. Radiant heated floors, an updated kitchen, and refined finishes throughout make the home both stylish and comfortable. The slate patio, just steps from the sand, is ideal for sunset dinners, morning coffee, and watching dolphins, whales, and passing surf. The main level includes a bedroom with built-in bunk beds and a full bath, perfect for flexible living. Upstairs, two spacious bedrooms offer privacy and stunning views, including an ocean-facing primary suite with a sun deck. A full laundry area adds everyday convenience. Located moments from beaches, surf spots, cafes and dining, Capitola Village, Seacliff Beach, and Santa Cruz. A rare opportunity to own a front-row seat to the Pacific.

Listed by Scott C. Poncetta · DRE #01497030 · KW Bay Area Estates
MLS #1153510931
ListedFeb 25, 2026

Property Details

Architecture

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Features & Amenities

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Parking FeaturesN/A
Parking TotalN/A
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Property Features

Lot Size0.01 ac
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ViewN/A
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Community

AreaN/A
School DistrictN/A

Tax & Financial

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Land LeaseN/A
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Mortgage Estimate

$11,683/mo

20% down · 7% APR · 30-yr fixed

Estimate only. Does not include taxes, insurance, or HOA.

CRMLSLast updated: October 21, 2026 at 5:30 PM

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