CnC Realty
1 / 64

$1,999,000

364 Mccarthy Avenue

Oceano, CA 93445

Active

4

Beds

4

Baths

2,772

Sq. Ft.

2026

Year Built

San Luis Obispo

County

SingleFamilyResidence

Property Type

About this home

Experience the pinnacle of coastal living in this brand-new custom home, just completed by Beach Front Builders and ideally located in an exclusive neighborhood at the gateway to Pismo State Beach, with beach access just down the street. Set on an oversized 4,300± sq. ft. lot with 43 feet of road frontage, the property offers exceptional functionality, including a stamped concrete driveway, generous parking, and a dedicated side area equipped with an RV waste line. The main living level is designed as a cohesive, open-concept space connecting the living room, dining area, and kitchen. Wide-plank flooring, a coffered ceiling with wood beam accents, recessed lighting, and a modern gas fireplace create a refined yet comfortable atmosphere. Two large sliding doors open to the backyard and stamped concrete patio, allowing for seamless indoor–outdoor living. The kitchen is both elegant and functional, featuring double wall ovens, a six-burner gas cooktop with pot filler, quartz countertops, bar seating, custom cabinetry, and an oversized sink with professional-style faucet. A thoughtfully designed butler’s pantry provides additional counter space and storage, with room for small appliances and a wine fridge. The lower level includes a private bedroom with en suite bath and a separate guest bathroom, making it ideal for guests or multigenerational living. A large interior space was intentionally constructed to accommodate a future elevator, offering flexibility for long-term use. Upstairs, a spacious family room with a wet bar opens to a balcony and enjoys views overlooking the lagoon and dunes. Three additional bedrooms are located on this level, including the primary suite, which features his-and-hers walk-in closets, a private balcony, and a dedicated makeup and vanity area. The primary bath includes a generous soaking tub, dual sinks, and a walk-in shower. An additional upstairs guest bathroom mirrors the home’s elevated finish level. A standout feature is the private rooftop deck, offering an elevated outdoor space ideal for entertaining, relaxing, and enjoying the surrounding coastal setting, including peekaboo ocean views. Additional features include owned solar, tankless hot water, and modern mechanicals with heat pump HVAC. Located minutes from Pismo Beach, shopping, golf courses, and the Central Coast’s renowned wineries, this property offers a rare opportunity to own a thoughtfully designed coastal retreat.

Listed by Ian Chandler · DRE #01955407 · Home & Ranch Sotheby's Intl
MLS #1152509213
ListedFeb 5, 2026

Property Details

Architecture

Stories3
StyleN/A
Total Units1
RoofComposition
Garage Spaces2
PoolN/A
SpaN/A

Features & Amenities

Interior FeaturesBeamed Ceilings, Wet Bar, Breakfast Bar, Balcony, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, See Remarks, Bedroom On Main Level, Entrance Foyer, Walk In Pantry, Walk In Closets
Exterior FeaturesN/A
FlooringN/A
CoolingCentral Air
HeatingCentral
FireplaceFamily Room, Gas, Living Room
LaundryInside, Laundry Room
Parking FeaturesDriveway, Garage Faces Front
Parking Total2
Patio & PorchN/A
Entry Level1
Entry LocationSide
Common WallsNo Common Walls

Property Features

Lot Size0.10 ac
Lot FeaturesRectangular Lot
ViewNeighborhood, Ocean, Peek ABoo
DirectionsFrom hwy 1 Take Pier Ave, left of Lakeside, right on Mc Carthy

Community

AreaOCNO - Oceano
School DistrictLucia Mar Unified

Tax & Financial

TermsCash, Cash To New Loan
Land LeaseNo
HOA NameN/A
HOA FeeN/A

Request a Tour

Mortgage Estimate

$10,640/mo

20% down · 7% APR · 30-yr fixed

Estimate only. Does not include taxes, insurance, or HOA.

CRMLSLast updated: October 21, 2026 at 11:45 PM

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