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$650,000

1310 Saddle Rack Street #347

San Jose, CA 95126

Active

Beds

Baths

1,258

Sq. Ft.

2004

Year Built

Santa Clara

County

Condominium

Property Type

About this home

Midtown Plaza Community HOA IS HUD APPROVED & ELIGIBLE FOR FHA FINANCING! Offering 1,258 square feet of thoughtfully designed living space, this spacious, move-in-ready home combines comfort, convenience, and outstanding value. Step inside to discover an open and inviting floor plan filled with natural light, generous living and dining areas, and a well-appointed kitchen perfect for everyday living and entertaining. The primary suite features ample closet space and a private bath, while the second bedroom and full bathroom provide flexibility for guests, family, or a home office. Enjoy fresh air and outdoor relaxation on the Brand-New Balcony, providing a wonderful extension of your living space. With its move-in-ready condition, you can settle in immediately and begin enjoying everything this vibrant community has to offer. Ideally located near Downtown San Jose, Santana Row, Valley Fair, Diridon Station, major freeways, dining, shopping, and entertainment, Midtown Plaza offers the perfect balance of urban convenience and neighborhood charm. Mid Town Plaza HOA is HUD Approved Which is Very Rare and Desirable in the Bay Area!!!

Listed by Regina Zabarte · DRE #01324418 · Hello Hello Bay Area

MLS #1151973455

ListedFeb 1, 2026

Property Details

Architecture

Stories1

StyleN/A

Total Units4

RoofComposition

Garage Spaces2

PoolN/A

SpaCommunity, Solar Heat

Features & Amenities

Interior FeaturesWalk In Closets

Exterior FeaturesN/A

FlooringCarpet, Laminate, Wood

CoolingCentral Air

HeatingForced Air

FireplaceN/A

LaundryN/A

Parking FeaturesUnderground, Guest

Parking Total2

Patio & PorchN/A

Entry LevelN/A

Entry LocationN/A

Common WallsN/A

Property Features

Lot Size0.03 ac

Lot FeaturesN/A

ViewN/A

DirectionsFrom CA-87, take the W San Carlos St exit. Head west on W San Carlos St, then turn right onto Saddle Rack St. Continue to 1310 Saddle Rack St. The condo complex will be on your right; take the elevator to 3rd floor. Cross Street: Race Street

Community

Area699 - Not Defined

School DistrictSan Jose Unified

Tax & Financial

TermsN/A

Land LeaseN/A

HOA NameMidtown Plaza (Compass Managment Group)

HOA Fee$792 / Monthly

Request a Tour

Mortgage Estimate

$3,460/mo

20% down · 7% APR · 30-yr fixed

Purchase PriceDown Payment: 20%Interest Rate: 7%

Estimate only. Does not include taxes, insurance, or HOA.

Last updated: October 21, 2026 at 6:45 PM

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