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$7,600,000

649651 Francisco St

San Francisco, CA 94133

Active

4,110

Sq. Ft.

1950

Year Built

San Francisco

County

Duplex

Property Type

About this home

This unique corner property combines a highly coveted, commercially zoned space with two extensively remodeled residential units, 649 and 651 Francisco. The residential spaces seamlessly blend preserved original charm with luxurious modern amenities, including all-new windows, beautiful hardwood flooring, and in-unit washer/dryer hookups. Unit #649 (configured as an ADU) is a light-filled three-bedroom, two-bathroom unit featuring sky windows/skylights and a magnificent master en-suite leading to a private, 250 sq ft deck. Unit #651 offers two bedrooms, two bathrooms, a large kitchen/dining area, its own separate deck, and an easily convertible additional room for a potential third bedroom. Both units are rented for approx. 5k each. The ground-floor commercial space at 1095 Columbus Ave was formerly a cannabis dispensary (Cannabis 21) and is zoned for cannabis retail use, previously leased at a substantial $14,000 NNN per month. The building is positioned for a Fast-Track condo conversion (totaling three units: one commercial, one residential, one ADU), offering significant potential to maximize returns. Flexible Seller Financing is available to qualified buyers with a substantial down payment (40-50%). All three properties combined generate approx. 288k annually.

Listed by Alex Sobieski · DRE #01993164 · Redfin

MLS #1147321150

ListedDec 2, 2025

Property Details

Architecture

StoriesN/A

StyleN/A

Total UnitsN/A

RoofOther

Garage Spaces0

PoolN/A

SpaN/A

Features & Amenities

Interior FeaturesN/A

Exterior FeaturesN/A

FlooringN/A

CoolingN/A

HeatingN/A

FireplaceN/A

LaundryN/A

Parking FeaturesN/A

Parking Total0

Patio & PorchN/A

Entry LevelN/A

Entry LocationN/A

Common WallsN/A

Property Features

Lot Size0.03 ac

Lot FeaturesN/A

ViewN/A

DirectionsN/A

Community

AreaN/A

School DistrictSan Francisco Unified

Tax & Financial

TermsN/A

Land LeaseN/A

HOA NameN/A

HOA FeeN/A

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Mortgage Estimate

$40,450/mo

20% down · 7% APR · 30-yr fixed

Purchase PriceDown Payment: 20%Interest Rate: 7%

Estimate only. Does not include taxes, insurance, or HOA.

Last updated: October 21, 2026 at 10:00 PM

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